If you’ve suffered from storm damage and are now looking to your homeowner’s insurance for help, you’ll find that it may not be an easy road to navigate on your own. Since 2005 we’ve informed thousands of homeowners of the options they have when wind or hail leaves its mark on your home’s roof and exterior.
Just as every roof is unique, so is every insurance claim. It is important to have an experienced professional by your side, helping navigate the process.
We aim to be transparent from the beginning and as a team, we help you from start to finish.
While the insurance process is unique to each homeowner and each situation, a standard overview of the insurance claim process is as follows.
Assessment
Our team of experienced and trained Field Techs can access the roof and assess the roof surfaces for storm-related damages. These damages include:
- Damage from high winds resulting in missing or detached shingles as well as “creased” shingles. Creased shingles are a result of high winds breaking the shingle’s sealant strip and lifting the shingle upwards along the upward shingle. This creases the shingle much like a piece of paper is creased. Over time these shingles will flap in the wind, weakening the shingle along the crease line until it finally tears away.
- Damage from hail impacts that result in a loss of granules and exposure of the asphalt and fiberglass mat of the shingle to harmful UV rays. Widespread hail damage can shorten the life expectancy of the roof. Hail also damages metal roof components such as flashings, vents, valleys, and chimney caps.
- Damage to shingles from falling trees, limbs, and branches. As trees drop these items they can puncture the roof or drag along the roof resulting in heavy granule loss to the shingles.
Our Field Techs document these damages extensively and provide a detailed roof inspection report for review by our customers and their sales representative.